Property owners generally carry a standard fire and liability policy, and have additional coverage with “landlord/rental”insurance, but they normally cannot cover the contents or possessions of the resident. The reason that insurance companies do not provide this type of coverage is because they are “non-owner” occupied properties. Therefore, it is very important for you to have adequate insurance coverage for your contents.
If you think it is not important, sit down and write out a list of your possessions in one column. In a second column, list how much it would cost to “replace” them. You will be surprised how the list can really add up.
If you have a pet, you will be required to have renters insurance before you take possession of the property.
Contact an insurance agent if you do not have renters insurance. You can find them in on the internet, ask Alpine, or ask a friend. Where you obtain your auto insurance if the best place to start. To avoid a loss, acquire renters insurance now!
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